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Earn GarudaMiles through UNIVERSECARD

PAPERCARD UNIVERSECARD is a business credit card issued by Bank Rakyat Indonesia (BRI) in collaboration with Paper.id and supported by the Visa network. The UNIVERSECARD credit card is the first credit card with a multitude of benefits for business & personal, such as additional maturity, cashback on every transaction and the opportunity to collect GarudaMiles.

You can use UNIVERSECARD to make payments for your business needs, such as paying suppliers/vendors, purchasing stock of goods, or other business payments. You can also manage all business transactions directly on the Paper.id platform. Also, you can get cashback and miles by transactions using the UNIVERSECARD business credit card from Paper.id.

Get 12 GarudaMiles for every transaction multiple of Rp 100,000 (Rp 8,333/mile) as well as other benefits:

  1. Airport lounge
    Enjoy the comfort of exclusive airport lounges at various airports.
  2. Cashback
    0.1% cashback for every multiple transaction of IDR 100,000 on Paper.id.
  3. Free Annual fee for first year
    No unexpected additional fees, more peace of mind.
  4. Longer payment terms
    Enjoy an extension of up to 55 days which is not available on other credit cards.

To obtain a UNIVERSECARD card, you must be a Paper.id user and must meet requirements such as:

  • Photo ID card
  • Selfie photo with KTP
  • NPWP photo
  • BRI Priority Customers
  • Paper.id user

For those of you who don't have a UNIVERSECARD, get the card immediately. Please check further info by clicking the following link.

Terms & Conditions program:

  • PAPERCARD submissions that are approved will get bonus miles with bonuses:
    • SPACECARD bonus 1.000 Miles
    • UNIVERSECARD bonus 1.500 Miles
  • This promo is only valid for users who have activated their PAPERCARD card (UNIVERSECARD & SPACECARD) for the first time
  • After activating the PAPERCARD card, users need to make transactions using the card on Paper.id with the total accumulated transactions have reached a minimum of IDR 10.000.000,- (ten million Rupiah) during the program period to get GarudaMiles rewards
  • Previous card holders must have a GarudaMiles membership number/card to be able to transfer GarudaMiles to them
  • GarudaMiles recipients must be in the name of the PAPERCARD user themselves, cannot be transferred in the name of another person
  • For more information, click here

Every transaction with PAPERCARD with certain minimum spending will get Bonus Miles as follows:

Type Card Minimum Transaction Bonus Miles
SPACECARD IDR 100.000.000,- 4.000
UNIVERSECARD IDR 150.000.000,- 8.000

Term & condition program:

  • Promo applies to all PAPERCARD users (SPACECARD and UNIVERSECARD)
  • This promo is valid for total accumulated transactions reaching a minimum of IDR 100.000.000,- (one hundred million Rupiah) (SPACECARD) or a minimum of IDR 150.000.000,- (one hundred and fifty million Rupiah) (UNIVERSECARD) for the period January to March 2024 using the card method credit at Paper.id (not valid via Tokopedia/Shopee/Blibli)
  • Quota is limited to only 70 (seventy) SPACECARD users and 25 (twenty five) UNIVERSECARD users who meet the requirements during the promo period
  • For more info please click here

Member have the opportunity to get TOP SPENDER prizes with the following miles prizes:

Winner Bonus Miles
1st 45.000
2nd 40.000
3rd 35.000

*Total transaction value will be accumulated from all transactions made by users during the period January to March 2024.

More info please click here

Special for You, GarudaMiles loyal members who have just registered yourself and/or your business via Paper.id will get a bonus reward worth IDR300.000

Enjoy various benefits of digital payments for both business and personal with Paper.id

Terms & Conditions:

  1. Only valid for GarudaMiles members with valid membership period
  2. Valid for all GarudaMiles members who have never registered themselves and/or their business on Paper.id
  3. Reward program period : April 30th, 2024
  4. Get the referral code : PPRGARUDA
  5. GarudaMiles members who register using the referral code will get a bonus reward in the form of Paper+ worth IDR300.000 for 3 months
  6. Bonus reward will be delivered to GarudaMiles members after they make an account verification on Paper.id
  7. The bonus reward is limited, while stocks last
  8. GarudaMiles reserve the right to modify the terms and conditions at any time without prior notice.
  9. For further information regarding bonus reward program, kindly visit Paper.id WhatsApp Official at +62 852 1952 6186
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